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Sunday the 18th of August 2013

08:44:57 PM

Sign a loan across the kitchen table instead of a banker’s desk

Dear All,

If you have acquired Wonga’s Business Methods (WBMs), you will probably know that to beat debt you need a plan. WBMs are “part time” business ideas and if managed with enthusiasm and discipline, they will not only get you out of the red, but they will help you build a growing asset base.

Many people always ask me, "where do I get capital to start with WBMs?" My answer to this question is always sign a loan across the kitchen table instead of a banker’s desk. Kitchen counter loans leave both parties happy. For example, while banks will charge you interest rates hovering at around 8.5%, you can sign a private loan with your family member in which you make monthly repayments at 6.75%. The beauty here is that all that interest money would stay in the family, rather than make the bank’s pockets faster and of course the best thing is the flexibility to repay the loan.

So, let me know if you are in need of a concise loan agreement that you can use with your family members! I do also have guidelines on how not lose your money and your relationship with your family members!

FAQ on WBMs visit http://pub27.bravenet.com/faq/show.php?usernum=2285354722&catid=9609 

Warm regards,

Wonga Ntshinga

E-mail: me@wongantshinga.com, M +27 82 926 0390   F +27 86 565 4110   

Join me online: Blog: http://ntshinga.bravejournal.com/ Facebook: facebook.com/wonga.ntshinga Twitter: http://twitter.com/wntshinga

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